派克峰SBDC和科罗拉多SBDC网络旨在帮助受科罗拉多近期灾害影响的企业,包括应对当前的健康危机. Our consultants and 合作伙伴 including the Small Business Administration (SBA) and the 科罗拉多经济发展和国际贸易办公室 (OEDIT) provide services to assist with disaster loan applications, long term planning, insurance navigation, physical and economic loss estimations, business preparedness and more.
疫苗 & 测试
The White House has announced that 联邦 contractors have until January 4 to ensure compliance by all employees covered by the White House Safer 联邦 Workforce Task Force requirement to be fully vaccinated against 新型冠状病毒肺炎. 新的生效日期比原来12月8日的最后期限晚了四个星期. 随着OSHA英雄联盟外围下注其新规则的公告(下面讨论), 白宫表示,日期的改变将“使所有雇主更容易遵守要求。.”
- 在1月4日前让员工接种疫苗,并要求未接种的员工至少每周进行一次阴性测试: 所有被覆盖的雇主必须确保他们的员工接受了必要的疫苗接种——两剂辉瑞或Moderna, or one dose of Johnson & Johnson – by January 4th. 在那之后, 所有被覆盖的雇主必须确保任何没有接受必要的疫苗注射的雇员至少每周向雇主提供一份经核实的阴性检测, 他们必须将任何新型冠状病毒肺炎检测呈阳性或被持牌医疗服务提供商诊断为新型冠状病毒肺炎的员工带离工作场所. ETS列出了符合该标准的各种测试. Given that vaccines are safe, 免费的, and the most effective way for workers to be protected from 新型冠状病毒肺炎 transmission at work, ETS不要求雇主提供或支付考试费用. Employers may be required to pay for testing because of other laws or collective bargaining agreements.
- 根据员工接种疫苗所需的时间付费: 所有 covered employers are required to provide paid-time for their employees to get vaccinated and, 如果需要, 从让他们无法工作的副作用中恢复过来的病假.
- 确保所有未接种疫苗的员工都戴上口罩: 所有 covered employers must ensure that unvaccinated employees wear a face mask while in the workplace.
- Other Requirements and Compliance Date: 雇主须遵守职业安全与卫生管理局详细资料中所规定的报告和记录保存要求 available 在这里. 而对未接种疫苗的工作人员的检测要求将在1月4日后开始, 雇主必须遵守所有其他要求,比如在12月5日为员工提供带薪接种疫苗的时间,以及为未接种疫苗的员工提供口罩.The Administration is calling on all employers to step up and make these changes as quickly as possible.
资金 & 奖助金
联邦
The 7(a) Loan Program, SBA’s most common loan program, 包括对有特殊要求的小企业的财务帮助. 当房地产是商业购买的一部分时,这是最佳选择, but it can also be used for:
- Short and long-term working capital
- Refinance current business debt
- Purchase furniture, fixtures, and supplies
7(a)级贷款的最高贷款额为500万元. 关键的资格因素是基于企业获得收入的方式, its credit history, and w在这里 the business operates. 你的贷款人会帮助你找出哪种类型的贷款最适合你的需求.
这项贷款为目前正经历暂时收入损失的小企业和非营利组织提供经济援助.
- The deadline for submitting COVID EIDL loan applications is 11:59 PM ET on December 31, 2021. 在12月31日的截止日期后,LOL外围下注将不接受新的贷款申请.
- 中小企业管理局将在12月31日后继续审核贷款申请. Applicants are encouraged to submit their COVID EIDL loan applications as soon as possible.
- COVID - 19 EIDL借款人可以在贷款发放日后的最长两年内,要求增加其最高合格贷款金额, or until the funds are exhausted, 哪一个ever is soonest.
- SBA will accept and review reconsideration and appeal requests for COVID EIDL applications if the reconsideration/appeal is received within the timeframes in the regulation—6 months from date of decline for reconsiderations and 30 days from date of reconsideration decline for appeals – unless funding is no longer available.
- 提交目标EIDL Advance和补充目标EIDL Advance申请的截止日期是美国东部时间12月31日晚上11:59分, 2021.
- 目标EIDL Advance申请可以在12月31日之后继续处理, but the deadline for approving Supplemental Targeted Advance applications is December 31. No Supplemental Targeted Advance applications can be processed or approved after December 31.
- Targeted EIDL Advance Mapping Tool
这个项目为符合条件的餐馆提供紧急援助, 酒吧, 和其他受新型冠状病毒肺炎影响的合格企业.
借款人可能有资格获得工资保障计划(购买力平价)贷款减免.
美国S Chamber of Commerce issued this guide and cheat sheet 帮助小企业和个体工商户准备申请购买力平价贷款.
快速过桥贷款(EBL)试点计划允许目前与小企业管理局快速贷款机构有业务关系的小企业获得最高25美元的贷款,000 with less paperwork.
EBL loans can only be made by SBA Express 银行 that had a valid Supplemental Loan Guaranty Agreement SBA Express Program (SBA Form 2424) in effect as of the date of the applicable disaster.
符合条件的小型企业是那些位于, as of the date of the applicable disaster, 在已经被总统宣布为灾区的初选县, plus any Contiguous Counties. 在宣布的灾难开始时,这家小企业一定还在营业, 并且必须满足所有其他7(a)贷款资格要求.
术语:
- Up to $25,000
- Fast turnaround
- 是全部或部分以EIDL贷款的款项偿还
Find an Express Bridge Loan Lender via SBA’s Lender Match Tool or by connecting with your local SBA District Office.
状态
The Disproportionately Impacted Business Grant provides funding to Colorado businesses that were disproportionately impacted by the pandemic and did not receive meaningful access to federal loans and grants. 企业将获得最低1,500美元,最高10,000美元. This grant is intended to cover expenses that have not been covered by other federal funding.
The second round of applications will open on November 5 with updated eligibility requirements. LOL外围下注将举办三场网络研讨会,用英语和西班牙语回答问题.
你的企业需要:
- 在2020年1月1日就已经存在了吗
- still be in operation in Colorado
- 拥有至少一名全职员工,其中可以是企业主
- 显示自3月26日以来至少有10%的收入损失, 由于2019冠状病毒病大流行,2020年(与前一年相比)
- 接受不到2万美元的联邦贷款和补助
- meet at least one of these criteria:
- 包括企业主在内,员工人数不超过5人
- be a minority-owned business
- 是一家位于经济困难地区(机会区)的企业, enterprise zone, 或历史上未充分利用的商业区)
- have a business owner is located in an economically distressed area (opportunity zone, enterprise zone, 或历史上未充分利用的商业区)
- 拥有一个低收入或中等收入的企业主(年收入低于76000美元)
- have a business owner that has low or moderate personal wealth based on household net worth
- have a business owner that has had diminished opportunities to access capital or credit
Ineligible businesses include:
- AirBnB租赁等短期住宿业务
- non-profit organizations
The Colorado Community Revitalization Grant provides gap funding for projects in creative districts, historic districts, 主要街道或社区商业中心. This grant will support creative projects that combine creative industry workforce housing, commercial spaces, performance space, community gathering spaces, child care centers, 通过支持创意部门的企业家,实现经济复苏和多样化的零售伙伴关系, 工匠, and community non-profit organizations.
For grant requests over $100,000, the awarded funding amount will not exceed more than 50% of the total costs of the project. 奖助金 will be capped at a maximum of $5 million per project in order to distribute the funds broadly. 专为艺术家现场/工作空间设计的项目可能有资格获得超过500万美元的资助, 不超过工程总成本的50%.
供资数额将根据下列因素确定:
- total project cost
- other sources of secured permanent funding
- gap amount needed for the project
The 科罗拉多旅游办公室(CTO)会议和活动激励 provides a 10% cash rebate against eligible hard costs for hosting meetings and events in Colorado that take place on or after July 1, 2021 and on or before December 31, 2022. 最低折扣为3,500美元,最高折扣为100,000美元.
The program’s goal is to increase tourism industry recovery by incentivizing meeting and event planners to:
- 在科罗拉多预订新的会议和活动,而不是在LOL外围下注的竞争州之一
- retain meetings and events w在这里 t在这里 is a demonstrated likelihood that an event or meeting may be canceled, 推迟了, 或者在没有任何支持的情况下搬到科罗拉多州以外
科罗拉多循环贷款基金提供贷款,帮助受新型冠状病毒肺炎大流行负面影响的科罗拉多中小企业. These loans range from $5,000 to $750,000. 这些贷款旨在提供启动和运营资金,帮助科罗拉多州创造和保留就业机会.
The maximum interest rate is 10%, and the expected average interest rate of these loans is 4%. Loans may be character-based and may have terms up to 20 years based on the type of loan.
This fund prioritizes socially and economically disadvantaged businesses and non-profits. LOL外围下注将与社区组织合作,帮助人们, and extend effort to assist and qualify these types of businesses including using non-traditional underwriting criteria such as character-based lending and providing bi-lingual support w在这里 possible.
The CLIMBER (Colorado Loans to Increase Mainstreet Business Economic Recovery) Loan Fund is a 状态wide program that will provide up to $250 million in working capital loans to Colorado small businesses through 2023. It will promote small businesses recovery, save jobs, and help support the Colorado economy.
银行, 农会信用, credit unions, 非营利贷款机构也可以参与其中,为需要财政援助的小企业客户提供贷款.
拥有5-99名员工的小企业,在疫情前财务状况稳定,但现在需要帮助生存,可能会申请30美元左右的流动资金贷款,000 and $500,000. 低于市场利率和1年延期付款选项使该项目成为小企业的安全回收选择.
旅游营销匹配赠款帮助非营利组织, destination 市场营销 organizations, and local city and county 政府ernments market themselves to increase 旅行er spending in Colorado.
帮助满足行业合作伙伴的需求, 许多国家由于大流行而削减了预算, for fiscal year 2022 (July 1, 2021 to June 30, 2022年)申请的最高资助金额已提高到40美元,000,而要求匹配已经降低到50%. Your request needs to have a funding ratio of 1-to-2 non-grant funding to grant funding. For example, if you request a grant of $40,000, you need to have at least $20,000 in other funding.
The Rural Jump-Start Program helps economically distressed communities attract new businesses and jobs. Counties, municipalities, and higher education institutions work together to apply for this program.
当一个社区被指定为农村启动区, 新企业可以获得奖励和税收减免,包括信贷, 豁免, and refunds from:
- 状态 income 税
- 状态 sales and use 税
- 县、市个人财产税
在农村创业区工作的新企业员工可以获得创业补助,在农村创业区工作的员工工资可享受100%的州所得税抵免.
The Rural Jump-Start Program began in January 2016 and will accept applications through December 31, 2025.
The Colorado Arts Relief Fund provides $15.第二轮拨款500万元资助艺术, cultural and entertainment artists, crew members, 以及受新型冠状病毒肺炎大流行影响的组织. This program previously provided $7.在2021年初的第一轮融资中,该基金获得了500万美元.
资金 through this bill will be distributed through two separate grant applications:
- 科罗拉多艺术救济-商业和组织FY22
- Colorado Arts Relief—Individuals FY22
This funding initiative was passed by the 状态 of Colorado legislature and created in Section 1-24-48.5-116, enacted by HB21-1285.
科罗拉多经济发展与国际贸易办公室(OEDIT)为小企业提供了一份广泛的不同融资选择清单.
Pikes Peak Region
2021年商业影响援助计划面向以下人员开放:
- For profit brick and mortar businesses
- 喷泉城的非营利组织
- 居家企业(网络/直销企业不符合资格)
- Mobile/trailer businesses
- Commercial landlords
- 专业人士租用的“摊位”空间,从一个既定的商业地点
要申请,你必须填写适用于你公司的申请表, 并提交所有必需的文件(在申请中列出). 不能评估不完整的申请. 基金将以先到先得的方式发放. 第一次申请审查将于2021年11月19日(周五)进行.
To be eligible, you must be either a:
- Small business or enterprise
- 科罗拉多州的个人业主和注册的小型企业,包括有限责任公司, S-Corps and other business types
- 小型非营利企业- 501c3非营利性企业
You must also:
- 全职和兼职员工少于500人.
- Have experienced economic harm that was caused or made worse by the 新型冠状病毒肺炎 public health emergency.
申请人必须清楚地描述所经历的伤害. 可能需要额外的文件来验证所描述的危害. 如果获得了奖励,使用基金来应对所描述的伤害. 计划用途不能用其他新型冠状病毒肺炎救援资金支付. Please note that past Regional Business Relief Fund recipients ARE eligible to participate in Round 2.
The Emergency Relief Fund for Non-Profits in El Paso and Teller County has been activated. Visit this site for more information.
新型冠状病毒肺炎 RESOURCES
Pikes Peak Region
Since August of 1980, 南科罗拉多州商业改善局帮助消费者找到了生意, 品牌, 以及他们可以信任的慈善机构,服务于科罗拉多南部的25个县. 新型冠状病毒肺炎, the disease caused by the novel coronavirus, is affecting people, businesses and communities around the world. Better Business Bureau reminds everyone to remain vigilant to avoid scams related to the virus, use necessary, common sense precautions when 旅行ing, 并找到可靠的消息来源,了解在病毒传播时该做什么.
BBB最近发布了其2020年BBB骗局跟踪风险报告, 重点关注了新型冠状病毒肺炎大流行期间网络诈骗的上升.
The City of Colorado Springs will continue to provide essential 政府ernment services while also implementing select modified operations to comply with orders and public health recommendations related to 新型冠状病毒肺炎. 这些临时的变化在这个网站上有详细的介绍.
Colorado Springs Planning and Community Development Department is accepting applications for temporary use and revocable permits to expand dining areas to the following areas o The City Clerk’s office, in compliance with the Colorado 状态 Liquor License Enforcement Division recent rule change, 是否在当地加快流程,让餐厅修改酒类执照,在扩大的餐饮服务区临时供应酒类.
The Colorado Springs & EDC has advocacy, informational, and technical economic development services for the Pikes Peak Region business community. 美国商会 & EDC has information on 状态 and local resources and is coordinating efforts with community 合作伙伴 to bring relief to businesses and recovery plans for business re-entry and long-term recovery.
科罗拉多斯普林斯市中心的商店和餐馆正在扩张, diligent measures to provide a clean, 安全,欢迎客户的环境. Downtown businesses remain open, and continue to provide a positive, safe and welcoming experience. 访问这个网站获取# shopplocal的想法,以支持您的市中心企业和派克峰地区的所有企业.
The El Paso County Public Health department is keeping the public up to date on the latest via their website. Stay informed as small business owner and help stop the spread of rumors to reduce anxiety!
A list of businesses, that are open, closed, by appointment and open for delivery or pickup.
The Emergency Relief Fund for Non-Profits in El Paso and Teller County has been activated. Visit this site for more information.
派克峰劳动力中心正在监视任何本地的, 状态, 联邦资源将帮助小企业和他们的员工,如果他们发现自己因为商业经济损失或隔离而失去工作或没有工资. 这是一个利用劳动力中心提高现有员工技能的好时机. 请致电719与业务关系组LOL外围下注.667.3814 or BRG@elpasoco.com
The Pikes Peak SBDC provides a team of experts to provide 免费的 business consulting in financials, business continuity plans, 市场营销, 法律, 人力资源和众多领域对应急计划的支持.
新型冠状病毒肺炎:资源和旅行建议
一般
Colorado Small Business Navigator & 新型冠状病毒肺炎 Small Business Hotline
小企业导航员是新老企业主对联邦政府有疑问的第一个联络点, 状态 and local licensing requirements. 导航员还提供各种州和联邦援助项目和当地小企业培训. 除了, 领航员维护联邦政府的全面数据库, 州和地方法规和许可要求. 小企业新冠肺炎疫情应急响应热线:(周一至周五上午8时至下午5时开放)
科罗拉多州SBDC 2019冠状病毒病灾害应对网络研讨会
科罗拉多SBDC网络定期举办网络研讨会,指导您如何应对和防范新型冠状病毒肺炎紧急情况.
科罗拉多州劳动和就业部(CDLE)
访问这个网站可以获得雇主和工人的最新信息. 网站链接包括英雄联盟外围下注新型冠状病毒肺炎带薪病假的信息, workplace preparedness, 来自联邦雇员补偿部门(DFEC)的信息等等.
科罗拉多州公共卫生和环境部
科罗拉多公共卫生和环境部门是一个很好的资源,可以让LOL外围下注了解科罗拉多州的最新情况.
科罗拉多经济发展和国际贸易办公室
The resources at choose科罗拉多州.com提供州和联邦的新型冠状病毒肺炎公告, 项目, 以及与科罗拉多企业相关的信息, including resources specific to:
科罗拉多州住房金融援助计划
以下是在冠状病毒疫情期间可能难以支付部分租金的科罗拉多州租户通常可以使用的资源列表. The organizations are broken down by 状态, 状态 nonprofit, county and city resources. 以下列表中的组织并不隶属于科罗拉多公寓协会或其任何子公司.
Emergency Rental and Mortgage Assistance
The Colorado Legislature and Governor Polis have passed Senate Bill 20B-002 authorizing an additional $54 million in housing assistance for people economically impacted by the 新型冠状病毒肺炎 pandemic.
Critical Business Certification Form
Executive Order D 2020 017 “Ordering Coloradans To Stay at Home Due to the Presence of 新型冠状病毒肺炎 in the 状态,相应的《LOL外围下注》修订后的《LOL外围下注》(PHO 20-24)豁免了关键业务. Please see PHO 20- 24 for the complete and current list of authorized businesses that are exempt.
Colorado Proud
现在是LOL外围下注团结起来支持LOL外围下注的州,购买当地食物的时候了, groceries and goods. 科罗拉多骄傲组织了以下科罗拉多州农民的名单, 农场主, 零售商, 厨师, 餐厅, 和食品饮料制造商提供的食品, products and services direct to consumers.
Startup Colorado
作为一个小企业主,你会收到大量的信息, 你刚刚读到的信息很可能明天就会改变. Trust us, we get it, and we’re 在这里 to help. 每个星期五, 您可以直接从顶部访问最新的信息和资源, in one 60-minute call, on a consistent weekly basis. 电话是按地区组织的,这样您就可以获得与您的业务和业务区域相关的最新信息.
Colorado Resources for Non-Profits
科罗拉多州的慈善事业一直在努力LOL外围下注全州的资助者,并确保该部门拥有英雄联盟外围下注非营利组织需求的最新信息, relief funds and resources.
Colorado Covid Legal Relief
申请 免费的 法律 help and advice.
USDA 新型冠状病毒肺炎 Response Resources
USDA Rural Development has taken a number of immediate actions to help rural residents, 受新型冠状病毒肺炎疫情影响的企业和社区. Rural Development will keep our customers, 合作伙伴, and stakeholders continuously updated as more actions are taken to better serve rural America.
美国疾病控制与预防中心
This interim guidance is based on what is currently known about the coronavirus disease 2019 (新型冠状病毒肺炎). 疾病控制和预防中心(CDC)将根据需要和获得更多信息时更新这一临时指南.
疾控中心环境清洁和消毒建议
清洁明显肮脏的表面,然后进行消毒,是社区环境中预防新型冠状病毒肺炎和其他病毒性呼吸道疾病的最佳做法.
US Department of the Treasury
If you receive calls, 电子邮件, 或其他声称来自财政部的通信,提供与新型冠状病毒肺炎相关的赠款或刺激付款,以换取个人财务信息, or an advance fee, 税, or charge of any kind, including the purchase of gift cards, please do not respond.
U.S. 商会冠状病毒应对工具包
美国.S. Chamber has compiled CDC’s coronavirus recommendations for businesses and workers across the country. LOL外围下注继续鼓励美国企业遵循疾控中心以及州和地方官员基于数据的指导.
U.S. 海关和边境保护贸易更新
U.S. CBP has created this webpage for updates, 新冠肺炎疫情对贸易的影响.
美国资源进出口银行
进出口银行承诺全力支持美国政府.S. exporting community during this crisis. 此页面将更新有关EXIM响应活动的任何信息.
学生、借款人和家长的冠状病毒和忍耐信息
3月27日, 2020, 总统签署《英雄联盟外围下注》成为法律, 哪一个, among other things, 为联邦学生贷款借款人提供广泛的救济.
USDA 联邦 Rural Resource Guide
美国农业部及其联邦合作伙伴的项目可用于向受新型冠状病毒肺炎疫情影响的农村社区提供即时和长期援助.
U.S. 劳工部-家庭第一个冠状病毒应对法案:提问和回答
点击这里查看家庭第一季的最新消息&A.
如果你的公司面临驱逐,LOL外围下注他们 科罗拉多州监管机构部门(DORA) for assistance. If you need 法律 support, the Justice Center is offering 免费的 法律 aid for businesses affected by 新型冠状病毒肺炎 on Wednesday nights.
业务中断保险通常涵盖在自然灾害(如火灾)期间业务停止时所损失的收入的补偿. It covers operating expenses, a move to a temporary location, payroll, 税es and loan payments. 冠状病毒大流行是一个未知领域,直到LOL外围下注更多地了解保险公司应该覆盖什么, 下面是一些为自己辩护的步骤:
- Ask your agent to file a claim with the carrier even if they tell you that your business is not covered.
- When you receive the declination document, write a letter to the carrier and tell them why you are disputing the declination (be specific)
- If declined again, connect with an independent insurance specialist and see if the next step should be to file a request for help with the Colorado Division of 保险.
弹性 Guide & 材料
America’s SBDC, 与谷歌和华盛顿SBDC网络一起成长,为全国各地的小企业带来了《英雄联盟外围下注》. 这些材料包括确定你的关键资源, planning to use alternative resources, responding with your plan, 让你的生意恢复正常. 发现谷歌工具,可以帮助您在这个不确定的时期工作和管理您的业务,并获得更多在线和及时的小型企业资源的见解.
西班牙语
Descargue las guías de asistencia técnica de la hcc a continuación.
受马歇尔大火影响的科罗拉多人的资源
请参阅以下信息,了解如何获得行为健康支持,以及在保险和财政援助方面接下来要采取的步骤. 拜登总统批准了科罗拉多灾难宣言,向博尔德县受灾民众提供联邦资金. 援助包括临时住房和房屋修理补助金, 低成本贷款以弥补未投保的财产损失, and other 项目 to help individuals and business owners recover from the effects of the disaster.
- Contact Colorado Crisis Services at 1 (844) 493-8255, or text “TALK” to 38255, to speak with a professional counselor about any area w在这里 you could use support for yourself or a loved one, 从孤独和孤立, 对压力, relationship issues, substance use and other common concerns.
- JFS Boulder County Crisis Counseling: 作为对去年多起悲剧事件的回应, 博尔德县犹太家庭服务和社区基金会已经合作,为博尔德县居民提供咨询服务. The program offers up to $500 towards five individual counseling sessions (a maximum of $100 per session), 或者,五次家庭咨询的费用高达875美元(每次最多175美元),并提供一系列可供选择的有执照的咨询机构.
- 我问题: 3 免费的 mental health sessions for any youth in the 状态, largely available via telehealth.
- Mental Health Partners: Call (303) 443-8500. MHP门诊服务关闭星期一,1月1日. 3rd and will re open 8 a.m. on Tuesday, Jan. 4th
- National Disaster Helpline: 请致电(800)985-5990在每个疏散避难所提供支持
Colorado encourages all individuals impacted by the Marshall Fire to apply for FEMA’s Individual Assistance Program. Individuals should first call their insurance agents and then apply for federal assistance. 申请 FEMA assistance online or by calling 1-800-621- 3362. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. 如果你没有租赁或住房保险,请申请联邦应急管理局的援助.
联邦 assistance is available from the SBA to businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real e状态, machinery and equipment, inventory and other business assets. 小企业管理局还可以向企业和房主提供额外的资金,以帮助改善保护的成本, 防止或尽量减少未来发生同样类型的灾害.
Interest rates can be as low as 2.83 percent for businesses, 1.私营非营利组织占875%.而对于租期长达30年的房主和租房者来说,则是438%. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.
被考虑作为小企业管理局的援助和所有形式的联邦灾难援助, 幸存者必须首先LOL外围下注联邦紧急事务管理局 www.disasterassistance.政府. Additional information and details is available by calling the SBA Customer Service Center at (800) 659-2955.
- If you have been displaced by the fires, contact your insurance agent or company immediately to let them know w在这里 you are staying. 他们不仅可以帮助你解决保险或索赔问题, they can help find lodging options as many people in the area will be temporarily displaced.
- 要找到您的房主或汽车保险公司的LOL外围下注信息,请访问保险公司索赔备案电话号码
- Save all receipts for living expenses if you’ve been evacuated or displaced by the fire, as homeowners or renters in these situations typically have insurance coverage for additional living expenses (ALE) 哪一个 provides them with an amount of out-of-pocket money while evacuated. 与你的保险公司或代理人确认你的保险范围. 如果你不能住在你的房子或公寓因为火灾, 大多数保险还会补偿你的额外生活费用和你的正常生活费用之间的差额. 再次,检查你的保险公司或代理人英雄联盟外围下注你的保险范围.
- Start the claim process as soon as you can. For your home, any out buildings and vehicles, you’ll want to contact your insurance company or agent right away to begin the claim process. 然而, 这些火灾具有毁灭性,许多人受到严重影响, so the insurance process will take time.
- If possible, and only if it is safe to do so, try to document any damage by taking photos.
- If your home survived the fires, 它可能仍然经历了烟雾或水的损害, or to the electrical systems or other damage due to the extreme heat or the snow and cold. As with direct fire damage, contact your insurance company or agent as soon as possible to start the claims process.
- 如果您有英雄联盟外围下注保险的问题,请LOL外围下注保险部门. The Division’s Consumer Services 团队 will 工作人员 the phones and answer 电子邮件 from 8 a.m – 5 p.m., including this weekend and next weekend. 而索赔需要向保险公司提交, the Division can assist consumers with questions about insurance and the claims process. LOL外围下注丹佛市区外的消费者服务团队 DORA_保险@状态.co.us or visit our website, doi.科罗拉多州.政府 (click on “File a Complaint”).
- 租房者应LOL外围下注租房者的保险. 如果你没有租赁保险,请申请联邦应急管理局的援助.
SBA更新
- The deadline for submitting COVID EIDL loan applications is 11:59 PM ET on December 31, 2021. 在12月31日的截止日期后,LOL外围下注将不接受新的贷款申请.
- SBA Press Release: American Rescue Plan Act Elevates Small Business Support in Response to 新型冠状病毒肺炎 Pandemic
- SBA Press Release: SBA Extends Deferment Period for 所有 新型冠状病毒肺炎 EIDL and Other Disaster Loans Until 2022
- ARP Act passes with many 税 components. Read the article 在这里.
- $7.25B additional for the 购买力平价项目包括扩大获得更多非营利组织和数字新闻服务的资格
- Additional funds allocated for the Shuttered Venue Operators Grant (SVOG)计划,现在允许企业在12月12日之后申请购买力平价贷款. 27, 2020 and the SVOG
- $15B additional for 定向经济损害灾害贷款发放 (EIDL) payments, including $5B for supplemental Targeted EIDL Advance payments for those hardest hit.
- 1亿美元用于新启动的社区导航试点项目. 该计划旨在为符合条件的组织提供赠款,支持改善获得新型冠状病毒肺炎大流行援助项目和资源的工作.
- Instructions 如何向小企业管理局报告身份盗窃和欺诈
- SBA is providing materials in languages other than 英语 to help business owners recover
Current Guidelines
The Teller County Board of Health and Teller County Public Health and Environment recommend that people follow the latest isolation and quarantine guidance issued by the 美国疾病控制与预防中心 and 科罗拉多州公共卫生和环境部 (CDPHE) for the general population.
The change in isolation and quarantine guidance was made using additional scientific data 哪一个 demonstrates that a majority of SARS-CoV-2 transmission generally occurs 1-2 days prior to the onset of symptoms and 2-3 days after. The CDC now recommends that the general population who test positive for 新型冠状病毒肺炎 can isolate for only 5 days, 其次,在他人周围和公共场所,只要没有症状,就会再戴上合适的口罩5天. 美国疾病控制与预防中心还建议,接触新型冠状病毒肺炎 5天的人应再戴上合适的口罩5天. 美国疾病控制与预防中心目前正在更新针对居住在住宅或聚集场所(如长期护理)的隔离和隔离指南。, 旅行, 和学校. 最佳做法建议在接触后5天检测SARS-CoV-2, whether or not you have been vaccinated.
For additional information regarding Isolation and Quarantine guidance please visit these websites:
- http://covid19.colorado.gov/how-to-isolate
- http://covid19.colorado.gov/how-to-quarantine
- http://www.cdc.gov/media/releases/2021/s1227-isolation-quarantine-guidance.html
The Teller County Board of County Commissioners remains concerned about the ongoing physical, mental and economic health of our community. 委员会建议LOL外围下注社区所有希望接种疫苗的成员尽快接种疫苗和/或加强接种. Please go to www.tellercovid.请登录网站获取更多信息或预约接种疫苗. We continue to encourage all residents and businesses to take personal responsibility for helping to fight the spread of 新型冠状病毒肺炎 in Teller County by staying home when you are ill and avoiding large public gatherings.
The 科罗拉多州公共卫生和环境部 (CDPHE) issued a third amended Public Health Order (PHO) 20-38 适用于埃尔帕索县社区. 这些新变化将于2021年6月1日星期二生效.
国家修改的PHO 20-38包括三个主要变化:
- 取消所有室内人群聚集容量限制;
- Face coverings remain mandatory in the following settings listed below; however, 此要求的年龄阈值现在为12岁及以上(以前为11岁及以上). W在这里 face coverings are required (schools, 托儿所, 营), children under age 12 are not required to wear face coverings; and
- 修订后的面部覆盖要求仅适用于以下设置中未接种疫苗或未完全接种疫苗的个人.
Face Covering Requirements
某些人需要遮盖面部, ages twelve (12) and older, in the following settings:
- 未接种或未完全接种的学生, 工作人员, 参观幼儿园到12年级学校(包括课外活动)和儿童看护中心和服务, including camps, 参加户外活动的除外;
- Unvaccinated or not fully vaccinated 工作人员 of Colorado Department of Motor Vehicle offices;
- Unvaccinated or not fully vaccinated residents, 工作人员 and 游客 to prisons or jails;
- 未接种或未完全接种的患者, 游客, and personnel in emergency medical and other healthcare settings (including hospitals, ambulatory surgical centers, urgent care centers, 诊所, doctors’ offices, 以及PHO 20-38所述的非紧急医疗设施).
Schools and Child Care
Schools and child care are required to work with their local public health agencies as 新型冠状病毒肺炎 cases occur, 并遵循CDPHE英雄联盟外围下注学校和儿童护理中心病例和疫情的指导意见.
Exceptions to the face covering requirements remain for individuals 11 years of age or younger; individuals who cannot medically tolerate a face covering; and under certain activities as outlined in Section 1.A.2.c.
In an effort to provide economic relief to local 餐厅 impacted by the 新型冠状病毒肺炎 pandemic, 埃尔帕索县卫生委员会在今天上午的会议上一致投票通过免除2021年全服务零售食品机构(RFE)的许可费, 酒吧, and taverns in El Paso County.
自12月7日起,埃尔帕索县的一些非法人企业的当地酒牌费将被免除, 2020 through December 7, 2021 due to the impact of 新型冠状病毒肺炎. The Board of County Commissioners 哪一个 serves as the Local Licensing Authority approved a Resolution 21-33 at yesterday’s meeting authorizing the waiver of specific fees for new and renewal licenses, according to the fee schedule.
警报
- 如果有人自称来自SBA,但没有使用官方的SBA电子邮件地址与你LOL外围下注, you should suspect fraud. To report potential fraud, visit 小企业管理局.政府/covidfraudalert.
- If you applied for the Shuttered Venue Operators Grant and emailed the SVOG Support Center, 你可能会收到zendesk的回复邮件.com帐户. This is an authorized SBA contractor.
- 提醒一下,SBA直接通过以@小企业管理局结尾的电子邮件地址进行通信.政府. SBA also communicates via email updates/notifications using an email 市场营销 platform. Those 电子邮件 end in @updates.小企业管理局.政府.
- Cyber threats like ransomware attacks are a growing concern for small businesses across America. 拜登-哈里斯政府最近宣布了加强全国网络安全的新举措.